Memorial Day Musings

Last year my younger son was deployed overseas, serving with the US Navy.  Fortunately he was not on the battlefield.  As a parent, I was grateful that his location was not worse but mindful that wearing our nation’s uniform can be like having a target on your back.

Last fall, before he returned home, I planted over 300 flower bulbs in my yard.  My goal was to plant one bulb for every day he spent on foreign soil.  Planting them gave me a sense of hope.  Looking forward to his return, hoping he was safe and hoping the flowers would bloom in the spring.  With the severity of last winter, I had my doubts my bulb planting efforts would be rewarded.  But at the end of April, the sunshine yellow of daffodils and various shades of blue from crocus and grape hyacinth emerged.  It was like they were fulfilling a promise.  Better weather, better days and many reasons to be grateful.

Making the Long Term Care Decision That’s Right for You

For most of us the conversation isn’t whether or not we’ll need long term care, but rather when. According to the U. S. Department of Health and Human Services as many as 70% of those turning 65 years of age are likely to require long-term care, meaning that it probably makes sense to start planning for this as an eventuality rather than a possibility.

Planning for Long Term Care

As we age, the odds of incurring an injury or major illness that will prevent us from performing simple daily functions increase substantially. Today, one in three people over the age of 65 will require assisted care of some sort. Past age 75 the odds increase to where one in two will need nursing care.

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